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Still Cheaper to Own; Forbearance Improvement Slows; No More Record Low Rates?

In most parts of the country owning a home is more affordable than renting one according to ATTOM Data Solutions’ 2021 Rental Affordability Report . The company looked at the median price of a three-bedroom home in 915 U.S. counties and the rent for a comparable home and found owning more affordable 572 or 63 […]

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Mortgage Rates Closing Out The Year at Record Lows

For all practical purposes, the year is over when it comes to mortgage rate volatility. True, there is some small chance that political developments conspire to push rates just a bit higher in the next two days, but the damage would be insignificant in the bigger picture. In other words, we’re looking at “all-time low […]

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Home Prices Still Soaring; Rates Closing Out 2020 at Record Lows

For all practical purposes, the year is over when it comes to mortgage rate volatility. True, there is some small chance that political developments conspire to push rates just a bit higher in the next two days, but the damage would be insignificant in the bigger picture. In other words, we’re looking at “all-time low […]

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Rates Surprisingly Steady Despite Market Drama; Home Price Gains Break 6 yr Record

Like many industries, housing finance has a superficial layer that’s fairly easy to understand for the average consumer. A person wants a home. They don’t want to pay cash. They get a loan. Lower rates = lower payments. The end. Shortly below that superficial layer of understanding, where a surprisingly high percentage of mortgage professionals […]

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Existing-Home Sales Continue Record Pace, Soar 24.7% in July

Existing-Home Sales Soar 24.7% in July Each of the four major regions attained double-digit, month-over-month increases, with the Northeast and West seeing the greatest sales growth. Media Contact:  Quintin Simmons 202-383-1178

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